All Pillars
Pillar 03
Transactions
Optimised Payment Processing and EPOS Integration
Every card transaction costs your business money — but most SMEs have never reviewed their merchant service rates, terminal leases, or EPOS integration. Small percentage differences multiply into thousands over the year. We analyse every transaction cost and show you where to save.
31%
Average saving on merchant fees
67%
SMEs overpaying on card rates
£3,200
Typical annual saving
What We Review
A thorough examination of your current setup, costs, and contracts.
01
Merchant service provider and transaction rates02
Card terminal lease or purchase arrangements03
EPOS system functionality and integration04
Per-transaction fees across debit, credit, and contactless05
Settlement times and cash flow impact06
PCI compliance costs and gateway feesWhat We Release
Hidden savings and inefficiencies we uncover during the audit.
01
Excessive transaction rates above market average02
Terminal lease costs that exceed outright purchase value03
Hidden gateway and PCI compliance fees04
Savings from switching to integrated payment solutions05
Reduced settlement delays impacting cash flowWhat We Renew
Modern replacements and upgrades funded by released savings.
01
Modern EPOS systems with full stock and sales integration02
Competitive merchant service rates tailored to your volume03
Contactless, Apple Pay, and Google Pay capability04
Cloud-based EPOS with real-time reporting and analytics05
Multi-site EPOS management from a single dashboardHow It Evolves
How this pillar grows with your business over time.
01
Annual transaction volume review for rate renegotiation02
New payment methods as they emerge (e.g. open banking)03
EPOS data analytics for sales optimisation04
Loyalty and reward system integration05
Preparation for cashless and frictionless payment trends